Calculator data
The sums happen in your browser. Your pay, your debts, the price of the home, what you owe: none of it is sent to us, and none of it is saved anywhere.
Scenario links
A share link is only made when you ask for one. The numbers are in the link itself, so anyone you send it to can read them. Look at it before you pass it on. Links from the affordability tool carry your pay and your debts.
Optional analytics
If we turn analytics on, it only starts after you press “Allow”. Your choice is kept in your own browser. We do not send what you typed into the calculators. You can reopen the choice at any time with the “Privacy settings” button.
Hosting logs
The company that serves this site sees the usual things any website sees: your IP address, which browser you use and which pages you opened. That is used to keep the site up and stop abuse.
Advertising
There are no ads here right now. If that ever changes, this page gets updated first.
Contact
Ask through the contact page. Please never send us your Social Security number, bank statements or loan account numbers.
Last updated: August 8, 2026.